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Terms of Service

Last Updated: April 10, 2025

Table of Contents

  1. Acceptance of Terms
  2. Description of Services
  3. User Registration
  4. Payments and Fees
  5. Intellectual Property
  6. User Conduct
  7. Disclaimers and Limitations
  8. Termination
  9. Dispute Resolution
  10. Changes to Terms

1. Acceptance of Terms

By accessing or using the USCoursesBid website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, you should not use our services.

These terms constitute a legally binding agreement between you and USCoursesBid regarding the use of our online financial education services.

2. Description of Services

USCoursesBid provides online financial education courses and related resources. Our services include:

  • Online course materials
  • Interactive learning resources
  • Course completion certificates
  • Optional coaching and support services

We reserve the right to modify, suspend, or discontinue any part of our services at any time.

3. User Registration

To access certain features of our services, you must create an account. When registering, you agree to:

  • Provide accurate and complete information
  • Maintain the confidentiality of your account credentials
  • Accept responsibility for all activities under your account
  • Immediately notify us of any unauthorized use of your account

You must be at least 13 years old to use our services. Users under 18 require parental consent.

4. Payments and Fees

By purchasing our courses, you agree to pay all specified fees. Key payment terms include:

  • Prices are displayed in US dollars
  • Payment is required before course access is granted
  • Refunds are available within 30 days of purchase, subject to our refund policy
  • We reserve the right to change pricing at any time

5. Intellectual Property

All content on USCoursesBid, including text, graphics, logos, and course materials, is the property of USCoursesBid and protected by copyright laws.

  • Users may not reproduce, distribute, or create derivative works without explicit permission
  • Course materials are for personal use only
  • Unauthorized use may result in legal action

6. User Conduct

Users are expected to conduct themselves professionally and ethically. Prohibited actions include:

  • Harassment or discriminatory behavior
  • Sharing account credentials
  • Attempting to access unauthorized areas of the website
  • Posting offensive or inappropriate content
  • Disrupting other users' learning experiences

7. Disclaimers and Limitations

USCoursesBid provides educational resources "as is" without warranties. We do not guarantee:

  • Specific financial outcomes from our courses
  • Uninterrupted or error-free service
  • Comprehensive financial advice

Our liability is limited to the amount paid for the course.

8. Termination

We may terminate or suspend your account for violations of these terms, including:

  • Breach of terms of service
  • Fraudulent activities
  • Non-payment
  • Repeated inappropriate behavior

Termination may result in loss of access to course materials and account data.

9. Dispute Resolution

Any disputes shall be resolved through binding arbitration in New York, NY, in accordance with American Arbitration Association rules.

You agree to resolve disputes through arbitration rather than court litigation.

10. Changes to Terms

We may update these terms periodically. Continued use of our services after changes constitutes acceptance of new terms.

We recommend reviewing these terms regularly.